Introduction

I feature some views on the Unemployment situation News in the UK. We feature the latest on The U.K Unemployment News. The Youtube channel has a focus on UK Unemployment News with specially selected material
Showing posts with label need. Show all posts
Showing posts with label need. Show all posts

Saturday 17 January 2015

Pip-for Job seekers

PIP or Personal Income Protection when there is a need

When someone finds themselves in a fragile past of the economy e.g Part time work, Self Employment or zero hour contract there is a stronger possibility that they may come into contact with the Department of Work and Pensions. At this point there is little protection. There are few ways that an individual can financially protect themselves against loss of income or plan for any form of Welfare Support protection.

Why would they need any form of protection?

We only have to look at the statistics and historical background to the U.K Welfare Benefit Sanctions system administered by DWP to see that there are strong possibilities that an individual and their family could easily be sanctioned and lose income for a period of 3 months. This may be replace by some form of hardship payment.
However reality is that the revision of the Welfare Benefit Act during this parliament has not led to the provision of any support for those on the lower income employment seeker

The normal recommendation for anyone in this situation is to seek advice from the Citizens Advice Bureau. and seek food from a local Food Bank

Little provision is allowed for the planning of a volatile economy of the zero hour contract.
Our economy hasn't moved

Whether the history of PIP , the Personal protection plans it is not suprising that the Insurance companies would be wary of providing any form of plan for eventualities on the loss of work.

There are however few options for the provision of support for redundant employees.
Or the employees that are unsure whether they are working from one day to the other. DWP systems have failed to update their systems for the changing working world.

How could this be resolved

Insurance Companies

Insurance companies have a marketing opportunity here.

  • The Provision of policies against the imposition of a Sanction.
  • Cover during sanction periods for those that have proven history of employment.
  • Provision of job search support for job seekers with proven employment history

DWP Jobcentreplus


DWP Job Matching services have opportunities to treat claimants as clients. Searching for work providing training as required on aspects of Social media job search.

To Provide an 8:00am-8pm call centre or online chat options. 
Thus far there are no services and DWP do not use Twitter as a method of communications.

Whilst Job Match has the options of making contact with their adviser 
However making contact with them regarding appointments is undertaken through a call centre.

John Fairest AIEP
Add caption
For many of these reasons including cut backs within the department there are some real possibilities for out sourcing some real support to job seekers that are likely to return to work in the current climate

The options could and should be extended to 0 hour contract job seekers who's employment situation no longer connects well with the fortnightly Job seeker.







Wednesday 17 December 2014

December unemployment and vacancies stats


December Unemployment Stats were published along with the highlights

Today we also point out that the figures published on vacancies per industry. This as a rule is not published and promoted. However there is value in observing this information to give a clear where the potential value for future skills and opportunities
  • Comparing the estimates for August to October 2014 with those for May to July 2014, employment continued to rise and unemployment continued to fall. These changes maintain the general direction of movement since late 2011/early 2012.
  • There were 30.80 million people in work. This was 115,000 more than for May to July 2014 and 588,000 more than for a year earlier.
  • The proportion of people aged from 16 to 64 in work (the employment rate), was 73.0%, higher than for May to July 2014 (72.8%) and higher than for a year earlier (71.8%).
  • There were 22.54 million people working full-time, 560,000 more than for a year earlier. There were 8.25 million people working part-time, 28,000 more than for a year earlier.
  • There were 1.96 million unemployed people. This was 63,000 fewer than for May to July 2014, the smallest quarterly fall since July to September 2013. Comparing August to October 2014 with a year earlier, there were 455,000 fewer unemployed people.
  • The unemployment rate was 6.0%, lower than for May to July 2014 (6.2%) and lower than for a year earlier (7.4%). The unemployment rate is the proportion of the economically active population (those in work plus those seeking and available to work) who were unemployed.
  • There were 9.06 million people aged from 16 to 64 who were out of work and not seeking or available to work (known as economically inactive). This was little changed compared with May to July 2014 and with a year earlier.
  • The inactivity rate was 22.3%, unchanged from May to July 2014 and from a year earlier.
  • Comparing August to October 2014 with a year earlier, pay for employees in Great Britain increased by 1.4% including bonuses and by 1.6% excluding bonuses.




This months figures can be seen here on the ONS stats


Vacancies against the number of Unemployed are featured here
note that there were 3.8 at the beginning of the year and this has gone down 2.8 
This is significant
This indicates that there has been a potential reduction in competition for each vacancy
But for Recruiters and Career advisers the industrial vacancies information also provides key data in terms of demand. If you are looking for a job the potential demand gives us clear ideas about where the growth may be found



Additional statistics were also recently publised indicating the vacancies per industry. More information is available with history relating to those industries
VACS02: Vacancies by industry. VACS02: Vacancies by industry. (142 Kb Excel sheet) This table shows vacancies by industry according to Standard Industrial




A guide to Earnings

Wednesday 10 December 2014

Ex Offenders-can achieve

Lets encourage, inspire and motivate them
Ex offenders often feel that they have hit the bottom rung of life and lost value
Retraining into a new field where they can find acceptance is a key way of moving forward
Check out the videos on this page that may well encourage and motivate either you or someone else.
They are U.K videos produced by the DWP



There is a future and if you have the right attitude and the right motivation then you have the opportunity to make a difference.
Kemi's brief story appears on the site as well as on the DWP video and encourages us to look at how offenders can look at the future and fresh opportunities

 

LETS'S INSPIRE AND ENCOURAGE THEM

Sunday 7 December 2014

Sanctions -delays-Food banks-U.K

As I read the article below I was struck by the key issue that Food is a vital need within our society and so much more so than during the winter.
The timing of the article / report being made public just prior to Christmas and the winter period I feel is no suprise.
I Have highlighed key comments and my own comments have been added in italics


"An income squeeze, benefit delays and excessive utility bills are blamed by a cross-party group of MPs for a huge rise in the use of food banks.
The inquiry, by Conservative and Labour MPs and church leaders, says many families are one unexpected bill away from financial crisis.
They urge quicker benefit payments, the extension of free school meals and a living wage to reduce hunger.
Ministers called the report a serious contribution to an important debate.
The all-party parliamentary inquiry into hunger in the UK was set up to understand the extent and spread of hunger, food poverty and to investigate its underlying causes.

Start Quote

Too many people... face the choice of putting money in the gas meter or food on the table”
Hunger and Food Poverty report
The inquiry found it difficult to calculate the exact number of food banks in the UK as so many are independent and run by individual groups.
But it did ascertain the number of Trussell Trust food banks has grown from a handful to 420 in the past 10 years. And it heard suggestions there may be at least as many food banks operating independently.
The growth in food bank use is mirrored across Europe and the US, the report said.
It acknowledged UK families on low incomes "have been hit disproportionately hard" by rising living costs and this has eroded the value of their income.
"Too many people living in low-income households often face the choice of putting money in the gas meter or food on the table," it said.
"In addition, they face in many cases a premium on the basic goods and services they buy."
Severe hardship
The report stressed "benefit delays have been a key reason" for people turning to food banks.
It heard much evidence that lengthy delays in the administration and receipt of benefit payments have caused severe hardship for new claimants."
These delays are an issue for many hard working Job seekers and indeed those on low incomes including those on zero hour contracts and part timers
"It concluded: "Benefit-related problems were the single biggest reason given for food bank referrals by almost every food bank that presented evidence to us.

Hunger in the UK

4 million
people at risk of going hungry
272
food banks across big cities and towns
  • 500,000 children live in families that can't afford to feed them
  • 3.5 million adults cannot afford to eat properly
Getty Images
"The inquiry is concerned that there are avoidable problems occurring in the administration of social security benefits, which have a particularly detrimental impact on poor and vulnerable claimants."

RICHMOND'S FOOD BANK USERS

  • Benefit delays 26%
  • Benefit changes 14%
  • Low income 15%
  • Debt 11%
  • Domestic violence 13%
  • Homeless 8%
  • Sickness 4%
  • Unemployment 4%
  • Other 5%
Source: Richmond Food Bank
Why are there problems with the administration of the Welfare benefits?
These delays are likely to be on new claiments
It heard the Department for Work and Pensions does not currently collect information on the time taken for benefit payments to be made and said some people were waiting up to 16 weeks for a claim.
This is a 4 mnth delay of which those claiming may well be entitled to payments. Ad that to the issue that such payments may not be entitled to back payment but may be new claiments, How many of us could survive without any money for this length of time
'Too long to survive'
The department measures the average number of days taken between an application and a decision being made on a claim.
"Whilst the department aims for this process to be concluded within 16 days, we heard that for some claimants even this length of time is too long to survive without money," it said.
This is 16 working days therefore over 3 weeks
The authors want benefits to be delivered within five days of a legitimate claim and for more discretionary payments to be made when delays occur.
They also highlight the impact of high utility bills and say the poorest often pay for gas and electricity through prepayment meters, face higher energy costs and are unable to get the best deals.
They also looked at hunger in schools, with some schools estimating up to a quarter of pupils arrive hungry each morning.
Chart showing the rise in the number of people using Trussell Trust
While low parental income is an important factor, children often go hungry because of lack of organisation at home, they added.
They want free school meals to be extended to more children of low-income parents and for a campaign to decrease the number of children arriving at school hungry.
The MPs also recommend a national organisation be set up to end the destruction of edible food and ensure more of this goes to those who need it.
On Sunday, the Archbishop of Canterbury, Justin Welby, backed the report, saying more help was needed to prevent families in the UK going hungry.
He said food was being wasted in "astonishing" amounts while hunger "stalks large parts" of the country.
The archbishop said he was left more shocked by the plight of the UK's hunger-stricken poor than those suffering in African refugee camps, because it was so unexpected.
Deputy Prime Minister Nick Clegg said benefits sanctions - for infractions such as missing interviews or failing to take part in a work-related activity - were partly to blame and should not always be imposed "overnight".
Reality is Mr Clegg they are are regularly applied and the over turning procedure takes longer than it should. They are not used as a last resort they are used as a first resort what ever the circumstance.
He told the BBC's Andrew Marr Show: "Whilst it is of course necessary to have sanctions in the benefit system, I think we should introduce a sort of traffic light system so that some of the sanctions are not imposed quite as 'overnight' as they sometimes are.
"That might help alleviate some of the problem."
'Safety net'
A government spokesman welcomed the report's recognition that the reasons behind demands for emergency food assistance were "complex".
"As a country we have enough food to go around, and we agree that it is wrong that anyone should go hungry at the same time as surplus food is going to waste.

"There is a moral argument as well as a sustainability one to ensure we make the best use of resources.

FOOD BANK FAVOURITES

  • Milk - UHT or powdered
  • Sugar (500g)
  • Fruit juice (carton)
  • Soup
  • Pasta sauces
  • Sponge pudding (tinned)
  • Tomatoes (tinned)
  • Cereals
  • Rice pudding (tinned)
  • Tea Bags/instant coffee
  • Instant mash potato
  • Rice/pasta
  • Tinned meat/fish
  • Tinned fruit
  • Jam
  • Biscuits or snack bars
The spokesman said it was important to remember "this country has been through the deepest recession in living memory, and sticking to this government's long-term economic plan is the best way to improve living standards".
He said the plan was working and the economy growing while the welfare system provided a vital safety net.
"In addition, the UK has a proud tradition of civil society and faith groups providing support for people in need, and it is right that their impressive work is recognised in the report.
"Under tough circumstances, communities have shown that by pulling together to help each other, we can build a bigger, stronger society." "